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Your home may be repossessed if you do not keep up the repayments on your mortgage.

Neil Gayler Offices

Investment Advice Cheltenham

Mission Statement for Neil Gayler & Co for Mortgage business in Cheltenham

What does independent mortgage advice mean to you?

Independent mortgage advice – more than just selling you another financial product

In Cheltenham, Gloucestershire and across the UK, one thing’s the same whatever the state of the economy – our obsession with getting on the property ladder, or climbing higher up it. Appropriate mortgage advice has never been more important.

Our personal and business clients receive high quality advice in many areas:

  • Residential mortgages
  • Remortgaging
  • First time buyer mortgages
  • Buy to let mortgages
  • Commercial mortgages
  • Lifetime mortgage advice

Within each of these, we’ll help you choose from a huge range of mortgage products, including fixed rate mortgages, discounted rates, base rate trackers and more…

The process behind mortgage advice

Fixed rate mortgages or tracker mortgages; repayment or interest only mortgages? Any mortgage product is only as good as the thought behind its recommendation. At Neil Gayler & Co., you’re more than ‘just another client’ and our mortgage advice goes far beyond merely selling you a financial product. We always look beyond the contracts, payments and mortgage term to understand the aspirations behind your property purchase.

Taking time to understand your mortgage requirements

Whether you’re seeking a base for a Cotswolds lifestyle, a cosy family nest in Cheltenham, or a special retirement place, we’ll take time to understand your requirements before researching and proposing mortgage advice and the most suitable product.

We’re so much more than just mortgage brokers. For first time buyer mortgages or buy to let mortgages, whether you opt for a fee-based or commission-based service, our mortgage advice always gives you more than ‘just another financial product’.

The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Not all forms of Buy to let mortgages and Commercial mortgages are regulated by the Financial Services Authority.

Neil Gayler & Co is an Appointed Representative of TenetConnect Services Limited, which is authorised and regulated by the Financial Services Authority (FSA). TenetConnect Services Limited is entered on the FSA register (www.fsa.gov.uk/register/) under reference 150643.

Your home may be repossessed if you do not keep up the repayments on your mortgage.

You choose how we are paid this can be by fee or commission from the lender or a combination of both. Our typical fee is £570.

Equity release: This is a lifetime mortgage or home reversion plan. To understand the features and risks please ask for a personalised illustration.